In most cases, home or property insurance companies will pay the claim for our cleanup services in South Jersey. When coverage is awarded, it is usually under a homeowner’s policy that is not considered to be a “named-perils policy”. Named perils policies usually only covers fire, lightning, windstorms and hail, explosions, riots/civil unrest, smoke damage, aircraft and vehicles, vandalism, theft, falling objects, water damage, and snow weight. These policies are not as common as typical homeowner’s policies. In the event that Mastertech’s cleanup services are not covered by named perils policies or others, we will provide a quote directly to the property owner.